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Tutorial Money Tips

highvolt

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Money TIPS:

■ Don’t bring your money with you.
■ Cook at home.
■ Buy your groceries in Public Market not in Malls weekly, not daily, not monthly. (Market: Ampalaya 50/kl vs Mall 147/kl)
■ Remove unimportant expenses.
■ Lower down the cost of your important expences. (Ex. Ganador 55/kl while Sinandoming 42/kl)
■ Buy your own tumbler and bring your own water. Avoid buying outside. (Natures Spring 500ml 15.00 while if you bring its FREE)
■ If you’re not in business don’t buy CAR.
COMMUTE: plete ka 8.00 x 2 x 26days = 416.00/month
WHILE:
CAR Expenses: 15k/month car + 5k/mo gas + 2k/mo parking = 22k/month
■ Always set aside 20-30% of your income to your Mandatory/Disciplined SAVINGS.

What makes us POOR is our bad spending habits.


Credit to original post from FB
 
May iadd lang ako ts kasi ito ginagawa ko (for car users)

Sa case ko kasi, 150+ kms pa distance ng bahay namin sa workplace,
Bale kung commute ako ang 1 way trip ko ay 160 sa bus, 75 sa tricycle, 80 sa jeep in short 315 din yung nagagastos ko wala pa dun yung meryenda..

Di naman ako daily umuiwi kc nga masyadong malayo, 2 hours din mahigit byahe at nakakapagod magdrive kaya friday at monday lang nagagamit yung kotse(di rin pala sakin kotse sa kuya ko pero ako lang gumagamit at nagmemaintain)☺️

Para makatipid ako, since may mga kakilala ako at kaibigan na taga sa amin din at nagcocommute din mula sa workplace papunta sa bahay, sinasakay ko sila..
Sila din nagbibigay ng 100/person pang gasolina so almost libre ako sa gasolina..

Lesson, wag mahiyang singilin pang gasolina mga kaibigan mo..
Ikaw na driver, less hassle na sila, alangan naman thank you diba..🤣🤣
 

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