Based on the current terms and conditions of GCash, the over-the-counter (OTC) limit of ₱8,000 per month applies per registered user, regardless of the number of GCash accounts under the same name and address. This means that if you have three GCash accounts, the total OTC limit across all accounts would still be ₱8,000 per month.
In your example, if you want to cash in a total of ₱24,000 in a single month without incurring convenience fees, you would need to consider alternatives to OTC cash-in. One option is to use bank transfers or online cash-in methods, which typically have higher limits. You may also consider linking your GCash account to your bank account for more convenient cash-ins.
It's important to note that GCash may adjust its policies and limits over time, so it's recommended to regularly check the official website or contact GCash customer support for the most up-to-date information on OTC limits and fees.